Restaurant Insurance in Florida

What is Restaurant Insurance?

Proper restaurant insurance for your Florida culinary masterpiece is as important to the future of your business as delicious food and good customer reviews. Running the day-to-day operations of a restaurant gives you plenty to worry about. You don’t need to add restaurant insurance coverage concerns to the list. After putting in so much work, WhitCo Insurance knows you don’t want your business to fail or lose profit due to an accident or property damage. That's where Florida restaurant insurance comes in. Restaurant insurance provides comprehensive financial protection against certain losses.

Who Needs Restaurant Insurance?

All food and restaurant-related businesses in Florida need some restaurant insurance to help them get back to working order should a coved loss happen. Examples of the different types of business that require restaurant insurance include:

Bars and taverns
Food trucks
Ice cream parlors
Catering companies
Coffee shops
Delicatessens and sandwich shops
Fast food
Donuts shops
Food delivery
Pizza restaurant
Fine-Dinning restaurants
Concession stands

Why Do You Need Restaurant Insurance in Florida?

A restaurant is a risky place, with sharp cooking utensils, liquid spills, and hot surfaces, in addition to the risks common to all Florida businesses, such as theft and employee injury. For many restaurants, a single accident can be enough to jeopardize its ability to stay in business. A restaurant insurance coverage plan from WhitCo Insurance can help combine all the insurance coverages you need in a customized policy plan to protect you against risks common to restaurants, helping your business succeed even when accidents occur.

What Does Restaurant Insurance Cover in the State of Florida?

As experts in restaurant insurance and risk management issues, WhitCo Insurance has built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include:

Food spoilage and contamination
Utility and equipment breakdown
Commercial Umbrella
Employment practices liability
General liability
Loss of business income
Commercial Auto
Workers' compensation
Cyber liability
Business property coverage
Signage and sidewalk
Concession stands
Guest property
Crime and robbery

WhitCo Insurance Offers Customizable Restaurant Insurance Coverage Options

WhitCo Insurance specializes in restaurant, hospitality, and food service insurance. We know that businesses in the food industry, from local hot spot restaurants to fine dining establishments, face a unique set of challenges. We have optimized our restaurant insurance to give you the right coverage to protect you from financial loss arising from claims against your restaurant and accidents. Our insurance agents will take the time to learn about your business and then curate an insurance policy tailored to your individual needs without putting a strain on your budget. From contamination to employee theft, we will make sure you are properly covered.


For a Free Restaurant Insurance Quote in Tampa Florida, Contact WhitCo Insurance

Whether you operate a food truck, own a donut shop, deliver pizzas locally or cater special events, you need the right insurance coverage to protect your Florida food service business. Call WhitCo Insurance today to learn more about restaurant insurance coverage in Tampa Bay, Hillsborough, Pasco Counties, and all of Florida.

If you’re ready to start a partnership with a restaurant insurance agency that is passionate about keeping your business properly covered, call WhitCo Insurance at (813) 499-1900. Or, for a free online restaurant insurance quote, fill out the get a quote form on our contact page.

WhitCo Insurance, Providing financial security for families and businesses!


Contact Us

14502 North Dale Mabry Hwy Suite 200-136
Tampa, FL 33618
(813) 499-1900

Walk Ins Welcome

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