Florida's Motorcycle Insurance Provider

WhitCo Insurance Agency Motorcycle Insurance for An Incomparable Two-Wheeled Experience

If you’re a motorcycle enthusiast in the sunshine state of Florida, you know you need insurance regardless of where you are cruising. You also know the call of the open road along Florida’s Gulf Coast is like no other. From salt-touched breezes of Tampa Bay to sun-drenched blue skies that stretch on forever, the Gulf shores offer an incomparable motorcycle experience.

At WhitCo Insurance Agency, we can obtain coverage on a complete range of motorcycle types—from street cycles and Harley Davidson HOGs, to traditional cruisers and touring bikes, to dirt bikes and ATVs. Whatever your two-wheel proclivities, we have a passion for helping you find comprehensive moto coverage at competitive rates.


What Does Florida Motorcycle Insurance Cover?

Motorcycle Insurance Offers Coverages Similar to Auto Insurance Policies, Including:

Motorcycle Insurance Liability Coverage

Liability coverage for a motorcycle serves the same purpose as car liability coverage; it provides financial reimbursement to other motorists and passengers in the event you’re judged legally liable for an accident while riding your motorcycle.

Motorcycle Insurance Medical & Bodily Injury Coverage

Medical and bodily injury coverage reimburses you, as the motorcycle rider, for injuries you sustain in an accident.

Motorcycle Insurance Property Damage

This kind of coverage reimburses you for damage to your motorcycle caused by an accident. This coverage type frequently includes damage to protective gear and the like. Property damage coverage will also reimburse you if the vehicle is a total loss.

Motorcycle Insurance Comprehensive Coverage

Comprehensive coverage reimburses you for theft, fire, vandalism, and other types of losses to your bike. Comprehensive insurance even covers your motorcycle while you have it stored away during cooler weather.

Motorcycle Insurance Custom Parts & Equipment Coverage

If you’re into customizing your ride, tinkering with it, and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.

Uninsured/Underinsured Motorist Coverage

This type of coverage protects you in case you’re involved in an accident on your motorcycle wherein the other driver has no insurance or inadequate insurance coverage.

Motorcycle Insurance Roadside Assistance

Roadside assistance can be a godsend coverage if you're stranded, your bike breaks down, or you need a tow out on the highway. It can even help you out if your motorcycle ends up in any of these situations:

  • Dead Battery
  • Flat Tire
  • Lost Key
  • Low Fluid
  • Bike Is Stuck Within 100 Ft. of Roadway

Motorcycle Insurance Trip Interruption Coverage

If you should need to unexpectedly cancel or postpone a planned trip due to a mechanical breakdown, collision, or comprehensive claim, trip interruption coverage reimburses you for non-refundable costs associated with your change of plans. If you're protected with this kind of coverage, WhitCo Insurance Agency may be able to cover:

  • Lodging
  • Alternative Transportation
  • Food

Discounted Motorcycle Insurance with Multiple WhitCo Insurance Agency Policies

If you purchase motorcycle insurance coverage through one of our many major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other insurance policies. Whether you’re already a WhitCo Insurance Agency policyholder or not, ask us about motorcycle insurance multiple-policy discounts.

motorcycle parked on road

For a Free Motorcycle Insurance Quote in Tampa, Florida, Call WhitCo Insurance Agency

Wherever you cruise on your two-wheeled adventure-maker, comprehensive motorcycle insurance from WhitCo Insurance Agency will help keep you protected out on the open road. If you’re shopping for motorcycle insurance in Tampa, FL, and surrounding areas, we’d love to hear from you! As an independent insurance agency in Tampa, FL, we partner with numerous motorcycle insurance carriers; our agents can do the shopping around for you!

At WhitCo Insurance Agency, we will answer all your questions regarding motorcycle insurance and help you make informed coverage decisions. Call us, and we'll get you covered! For a free motorcycle insurance quote, call WhitCo Insurance Agency today at (813) 499-1900. Or, for a free online motorcycle insurance quote, fill out the get a quote form on our contact page

WhitCo Insurance Agency Providing Financial Security for Families and Businesses!


Contact Us

14502 North Dale Mabry Hwy Suite 200-136
Tampa, FL 33618
(813) 499-1900

Walk Ins Welcome

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