Why Is Car Insurance Mandatory in Florida?
Even the best drivers can be liable for things beyond their control out on the roads of Hillsborough throughout Pasco Counties, Florida. That’s why all Florida drivers must protect fellow motorists by carrying liability auto insurance from WhitCo Insurance. As a driver, even if you are a defensive driver, you might not be able to avoid every driving hazard or accident. Still, you can be the good guy and make sure you protect other drivers in case something should go wrong by maintaining proper liability insurance coverage. Also, having the right insurance will help you avoid fines as the state of Florida has a mandatory requirement for all registered auto, car, motorcycle, etc., drivers to carry liability insurance. It may seem like a pain to pay for auto insurance every month, but getting monetary penalties from the state of Florida transport department is most defiantly worse!
WhitCo Insurance: The Insurance Agency That Works for You
If you’re searching for auto/car insurance in Tampa and Florida, your range of choices may seem overwhelming. WhitCo Insurance is ready to help you make sense of all those choices. We offer a variety of auto insurance coverages for Florida drivers of all ages and risk levels and can conveniently find the best policy for you.
At WhitCo Insurance, we believe a properly-written auto insurance policy should be readily understandable and easy to comprehend. That is why every single one of our independent Florida agents writes each policy with this philosophy in mind. If you don’t understand something about your car insurance policy, ask us. WhitCo Insurance is here to answer all your questions and provide all the information you need to make informed decisions about car insurance in Florida.
Image by Mike B. Source: https://www.pexels.com/photo/white-bmw-sedan-near-tree-100650/
What Auto Insurance Coverages Are Required in Florida?
The state of Florida, by law, requires certain auto insurance coverage. You must have these coverages in the following minimum requirements to legally operate a vehicle:
- Property Damage coverage: $10,000 per accident;
- Personal Injury Protection: $10,000
What Are the Different Types of Car Insurance?
An auto insurance policy may include many different coverages, from liability coverage to roadside assistance coverage. WhitCo Insurance will work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever-mindful of your budget and strive to meet all your insurance needs in a timely, professional way. Here are the principal kinds of coverage that your auto insurance policy may include:
Standard & Non-Standard Auto Insurance in Florida
At WhitCo Insurance Agency, we write standard and non-standard auto insurance policies alike.
What is Standard Auto Insurance Policy?
What is a Standard Car Insurance Policy? Standard auto insurance is designed to cover “preferred” and “super preferred” drivers. This group of drivers includes:
- Older drivers
- Drivers whose driving record indicates maturity behind the wheel
- Drivers with few or no tickets and/or accidents
What is Nonstandard Auto Insurance Policy?
At WhitCo Insurance Agency, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes:
- New and younger drivers
- Drivers with SR22s
- Drivers whose record behind the wheel indicates a lack of experience or maturity
- Drivers with numerous accidents and/or tickets
Discounted Car Insurance with Multiple Policies
If you purchase car insurance coverage through one of WhitCo Insurance Agency’s major carriers, there’s a good chance you’ll be eligible for discounted rates. Whether you received an insurance policy through WhitCo Insurance Agency or not, ask us about auto and other insurance multi-policy discounts.
